• We Get Referrals From Influencers January 18, 2021
    Last week I received one of the highest compliments an insurance agent can get. My client, whom I have worked with off and on for several years, handed me a sheet of paper with about a dozen names on it. "These are friends of mine. Some are family. I told them what a good job you do and how you don't pressure me into anything. They are expecting yo […]
  • 4 Things To Consider When Choosing A Term Life Policy January 15, 2021
    Over the years I have noticed that many of my prospective clients don't really know about the different types of insurance, such as term insurance or whole life. As a matter of fact, I just met with a young couple who said they needed whole life because "that's what my mother said to buy". When they saw the price of the whole life policy […]
  • 3 Frequently Asked Questions Life Insurance January 13, 2021
    Occasionally someone will ask me a question about insurance. More specifically, they ask about types of insurance and which is the "best" for them. After thinking about it, I have noticed that a lot of the same questions are asked, so I thought I would take the opportunity to help everyone with some broad stroke answers. Keep in mind that these are […]
  • Does My Small Business Need Disability Buy Out Insurance? January 11, 2021
    Disability buy out insurance is something that small businesses need. Unlike a large business, small businesses can sometimes be crippled by the absence of a key person - someone who is so critical to the company that the business could fail if that person is unable to work. Depending on the job of that key person, their disability can leave work undone or h […]
  • 4 Reasons To Run Your Own Insurance Quote January 8, 2021
    People have asked me when I was going to get the quoting buttons for cancer insurance, accident insurance and hospital indemnity plan* on the Surf Financial Brokers website. Well, after some technical glitches they are finally there. And the best part is that they work! One of the running myths in the insurance business is that people want personalized servi […]

  • We Get Referrals From Influencers January 18, 2021
    Last week I received one of the highest compliments an insurance agent can get. My client, whom I have worked with off and on for several years, handed me a sheet of paper with about a dozen names on it. "These are friends of mine. Some are family. I told them what a good job you do and how you don't pressure me into anything. They are expecting yo […]
  • 4 Things To Consider When Choosing A Term Life Policy January 15, 2021
    Over the years I have noticed that many of my prospective clients don't really know about the different types of insurance, such as term insurance or whole life. As a matter of fact, I just met with a young couple who said they needed whole life because "that's what my mother said to buy". When they saw the price of the whole life policy […]
  • 3 Frequently Asked Questions Life Insurance January 13, 2021
    Occasionally someone will ask me a question about insurance. More specifically, they ask about types of insurance and which is the "best" for them. After thinking about it, I have noticed that a lot of the same questions are asked, so I thought I would take the opportunity to help everyone with some broad stroke answers. Keep in mind that these are […]
  • Does My Small Business Need Disability Buy Out Insurance? January 11, 2021
    Disability buy out insurance is something that small businesses need. Unlike a large business, small businesses can sometimes be crippled by the absence of a key person - someone who is so critical to the company that the business could fail if that person is unable to work. Depending on the job of that key person, their disability can leave work undone or h […]
  • 4 Reasons To Run Your Own Insurance Quote January 8, 2021
    People have asked me when I was going to get the quoting buttons for cancer insurance, accident insurance and hospital indemnity plan* on the Surf Financial Brokers website. Well, after some technical glitches they are finally there. And the best part is that they work! One of the running myths in the insurance business is that people want personalized servi […]
  • Do I Have To Be In A Nursing Home Or Assisted Living? January 6, 2021
    In the last few weeks I have had some conversations with people who were considering Long Term Care (LTC) insurance. I always appreciate folks who are looking into this coverage because I consider them to be forward thinkers. In our current environment of YOLO (you only live once), the "live for today" mantra can make it hard for those of us who he […]
  • How To Make Life Insurance Work January 4, 2021
    Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, life insurance is a crucial part of many estate plans. You can use it to leave much-needed income to your survivors, provide for your children’s education, pay off your mortgage, and simplify the transfer of assets. Life […]
  • Happy New Year and Thank You! January 1, 2021
    The New Year has begun! Happy New Year to all and good riddance to 2020!A few nights ago there was a primetime special on one of broadcast networks with a recap of 2020. The bulk of it was a chronological look at the Covid pandemic and how people and our leaders were reacting to it all. After watching about 15 minutes of this I had to change the channel to a […]
  • Can I Get A Term Life Insurance Quote? December 30, 2020
    We all know that life insurance is essential to every family's financial plan. Making sure your loved ones can stay in their home and continue to be financially stable gives one peace of mind. As a matter of fact, many of my clients have told me that they worry about what could happen to their family if the breadwinner of the family should die unexpecte […]
  • Can I Get A Quote For Cancer Insurance? December 28, 2020
    First off, I hope everyone had a great Christmas! It's definitely been a tough year for everyone and as we move toward 2021 my wish is for all to be healthy and happy.And speaking of healthy, we are currently enduring one of the deadliest pandemics in recent history. The cacophony of news coverage regarding Covid-19 is nearly drowning out the other heal […]