• How Do I Get Free Money For Getting An Annual Physical? June 14, 2021
    Sometimes I feel as if I do nothing but discuss life insurance on this blog, when there are plenty of other kinds of insurance to talk about. Yes, from time to time I will write about the need for disability insurance (part of my "Holy Trinity of Insurance") as well as other plans, but I don't feel as if I'm doing them all justice. Especi […]
  • Do Younger People Need Life Insurance? June 11, 2021
    One of the hardest markets for life insurance companies to penetrate lately has been millennials. But with Covid deaths over the past year and other causes of death like accidents, there has been some interest, especially with those starting families.If you are a millennial or GenX'er you may wonder what kind of life insurance you should purchase. There […]
  • Life Insurance Beneficiaries Made Easy June 9, 2021
    I received a phone call recently from a friend (I'll call her Molly) who lives in another town. She said she had some questions pertaining to life insurance beneficiaries, specifically for her mother and brother's policies. Without going into a lot of detail, she explained that her mother, who was in her early 90's, was starting to have some h […]
  • My Discussion With Michael Seabolt June 7, 2021
    I recently met Michael Seabolt through a LinkedIn insurance professionals' group. As I am an agent who works directly with clients, I thought it would be interesting to give you some insights from the perspective of someone who works behind the scenes with agents and financial advisors. Michael Seabolt is currently the managing member of Flower Risk Adv […]
  • Wouldn't You Rather Spend Your Savings On Something Fun? June 4, 2021
    I recently had a conversation with a very nice couple from Greensboro, NC. They both worked as realtors, had three children and seemed like they were doing a good job executing their financial game plan. As the housing market has been doing well, they have managed to sell more in the last year. They both know that things won't stay this way forever, so […]

  • How Do I Get Free Money For Getting An Annual Physical? June 14, 2021
    Sometimes I feel as if I do nothing but discuss life insurance on this blog, when there are plenty of other kinds of insurance to talk about. Yes, from time to time I will write about the need for disability insurance (part of my "Holy Trinity of Insurance") as well as other plans, but I don't feel as if I'm doing them all justice. Especi […]
  • Do Younger People Need Life Insurance? June 11, 2021
    One of the hardest markets for life insurance companies to penetrate lately has been millennials. But with Covid deaths over the past year and other causes of death like accidents, there has been some interest, especially with those starting families.If you are a millennial or GenX'er you may wonder what kind of life insurance you should purchase. There […]
  • Life Insurance Beneficiaries Made Easy June 9, 2021
    I received a phone call recently from a friend (I'll call her Molly) who lives in another town. She said she had some questions pertaining to life insurance beneficiaries, specifically for her mother and brother's policies. Without going into a lot of detail, she explained that her mother, who was in her early 90's, was starting to have some h […]
  • My Discussion With Michael Seabolt June 7, 2021
    I recently met Michael Seabolt through a LinkedIn insurance professionals' group. As I am an agent who works directly with clients, I thought it would be interesting to give you some insights from the perspective of someone who works behind the scenes with agents and financial advisors. Michael Seabolt is currently the managing member of Flower Risk Adv […]
  • Wouldn't You Rather Spend Your Savings On Something Fun? June 4, 2021
    I recently had a conversation with a very nice couple from Greensboro, NC. They both worked as realtors, had three children and seemed like they were doing a good job executing their financial game plan. As the housing market has been doing well, they have managed to sell more in the last year. They both know that things won't stay this way forever, so […]
  • Let's Keep Your Private Information Private June 2, 2021
    Last week, while on a work trip in Virginia, I saw a commercial on TV for life insurance. You more than likely have seen these ads as well. "Bob, 45, just got $2 million life insurance policy for $10 a month! Let us help you!" the voice over guy screams. A blur of fine print flashes across the screen. I'm not sure if I read it all correctly, b […]
  • Wrapping Up Disability Insurance Awareness Month May 28, 2021
    Memorial Day is upon us, which is the day we recognize all of the men and women who served in our military and made the ultimate sacrifice. It is an important day and too many of us don't take the time to appreciate these people. If you have an opportunity to attend a ceremony, you will be happy you did.As it's also the end of May, we can close the […]
  • What Is Heart Attack and Stroke Insurance? May 26, 2021
    Even though Covid has been the main medical headline for the last year or so, other serious health issues are still leading to more deaths. Heart disease, for example, is the leading cause of death in the United States, and as Covid deaths continue to decrease due to vaccines, strokes and cancer will remain near the top of the list as well.Many times on this […]
  • My Discussion With Pat Ardern May 24, 2021
    One of the things I appreciate about LinkedIn is the opportunity to meet and network with people who are in the same industry as myself. I recently was afforded one of these opportunities when I had a chance to talk with Pat Ardern. Pat Ardern is the Branch Office Supervisor of the Transamerica Financial Advisors branch in Stillwater, Oklahoma and she superv […]
  • 3 Reasons Why Self-Employed Don't Buy Disability Insurance May 21, 2021
    One of the most undersold insurance products is individual disability insurance (DI). The reasons for this vary, but many people think of disability as something they should buy through their employer as part of a group plan. There are around 15 million self-employed Americans, the vast majority of which do not have an individual disability policy. Why is th […]