• 4 Cancer Insurance Options That Can Work For You December 2, 2020
    I often discuss cancer and it's impact on a family. Yes, there is the toll it takes physically as someone undergoes treatments, and despite all the advances in research on the disease, many continue to die from various types of cancer. There is also a huge financial impact on survivors and their families. Cancer treatments are expensive and even though […]
  • 4 Things You Should Take Care Of Before You Die November 30, 2020
    As they say, nothing is certain but death and taxes. And as your tax rate may be able to go up and down, there isn't much you can do about your death. But you can make it a lot easier for those you leave behind if you have your affairs in order ahead of time. Depending on your situation, you can take care of some or all of these items early on and it do […]
  • 6 Out-Of-Pocket Expenses Related to Having Cancer November 27, 2020
    During these crazy times it's good to know that you can use the web to shop for products and services. Insurance is no different, with thousands of people shopping for various types of coverage each day. And that includes cancer coverage. We have made it extremely easy for people to get their own quote for cancer insurance by offering a link that gives […]
  • It's Hard To Be Thankful In 2020 November 25, 2020
    This has been a tough year for everyone. Of course, we have all had the Covid pandemic affect us either directly or indirectly. Not only has it been deadly to hundreds of thousands of people, but it has also devastated our economy. Unemployment has been high due to the vast number of businesses that just can't stay open in this environment. And I can […]
  • Do I Need Business Overhead Expense Insurance? November 23, 2020
     When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, life insurance and disability insurance. The last one, disability insurance, I tell them, is just is important as the other two, because if one were to get sick or hurt and couldn’t work, the bills don’t stop coming and will […]

  • 4 Cancer Insurance Options That Can Work For You December 2, 2020
    I often discuss cancer and it's impact on a family. Yes, there is the toll it takes physically as someone undergoes treatments, and despite all the advances in research on the disease, many continue to die from various types of cancer. There is also a huge financial impact on survivors and their families. Cancer treatments are expensive and even though […]
  • 4 Things You Should Take Care Of Before You Die November 30, 2020
    As they say, nothing is certain but death and taxes. And as your tax rate may be able to go up and down, there isn't much you can do about your death. But you can make it a lot easier for those you leave behind if you have your affairs in order ahead of time. Depending on your situation, you can take care of some or all of these items early on and it do […]
  • 6 Out-Of-Pocket Expenses Related to Having Cancer November 27, 2020
    During these crazy times it's good to know that you can use the web to shop for products and services. Insurance is no different, with thousands of people shopping for various types of coverage each day. And that includes cancer coverage. We have made it extremely easy for people to get their own quote for cancer insurance by offering a link that gives […]
  • It's Hard To Be Thankful In 2020 November 25, 2020
    This has been a tough year for everyone. Of course, we have all had the Covid pandemic affect us either directly or indirectly. Not only has it been deadly to hundreds of thousands of people, but it has also devastated our economy. Unemployment has been high due to the vast number of businesses that just can't stay open in this environment. And I can […]
  • Do I Need Business Overhead Expense Insurance? November 23, 2020
     When I speak to groups about their insurance, I often mention "Holy Trinity" of insurance, which is their medical insurance, life insurance and disability insurance. The last one, disability insurance, I tell them, is just is important as the other two, because if one were to get sick or hurt and couldn’t work, the bills don’t stop coming and will […]
  • How Do The Self-Employed Get Benefits? November 20, 2020
    I am very comfortable working in the group benefits market. Helping people who work for large companies, school systems and municipalities has been part of my world for nearly 20 years now, and making sure they have the right benefits is a task I welcome.At the same time, I focus the majority of my efforts toward those people who don't have a large corp […]
  • My Personal Long Term Care Story Part 2 November 18, 2020
    In my previous post I told the story of my aunt who spent 22 years in a nursing home after breaking her hip. Since her adult children were in no position financially to pay for her care, my parents took the reins. The financial part of her care was draining, but so was the emotional segment. Frankly speaking, my parents were burnt out.When my aunt died, my m […]
  • My Personal Long Term Care Story Part 1 November 16, 2020
    When I speak to groups about long term care I usually start off by asking the audience to raise their hand if they know of someone who is either receiving care or has received long term care. Of course, every hand goes up. Each participant has a story about a parent, grandparent or other family member who has been in a facility or had home care at some time. […]
  • Do I Need An Out-Of-Pocket Protection Plan? November 13, 2020
    As we are in the middle of open enrollment for ACA (Obamacare) plans, we are seeing that many individuals are selecting higher deductibles, fewer copays and more out-of-pocket costs to make their health insurance premium more affordable. These out-of-pocket costs may still cause unnecessary burdens to many people. As a matter of fact, the number one reason f […]
  • What Makes Life Insurance Rates Different? November 11, 2020
    A few years ago I met a young woman who was married and had two young boys with a third child on the way. She was a server at a local restaurant and I was there at the request of the owner to talk to the staff about various insurance products. The server, who I will call Sue, asked me about life insurance coverage on her husband. She was very concerned becau […]